• Life Planning
• Financial Planning
• Financial Advice
• Retirement Planning
• Savings and Investments
• Tax Mitigation
• Estate Planning
• Mortgages

About Us

Finance Lab is a family orientated consultancy. It was started by Narendra (father) and Rajesh (son) Modha in 2002 after they had successfully sold their previous business JAK Modha Ltd. There has always been a gap for honest, focused advice for business owners – this is what Finance Lab wanted to fill. The two shareholders now have over 50 years experience in running SME businesses, so we understand the pressure placed on business owners and the constant struggle to balance lifestyle and work. We have to face the same conundrum ourselves!

Your lifestyle. Your plan.

Finance Lab provides Lifestyle Financial Planning to hard working, successful individuals.

Lifestyle Financial Planning means designing a financial plan to meet your lifestyle aspirations. We understand that you may have worked extremely hard to establish your current lifestyle. To achieve your success you may have worked 16/18 hour days, sacrificed weekends and perhaps even missed special occasions with friends and family. That's what it takes to succeed in business (or your career), it comes with the territory.

Life's good, but lately, maybe – just maybe, there's been a few questions which keep cropping up:

If I wanted to stop working – when could I? Could I still continue to enjoy my current lifestyle?
If I wanted to sell my business, how much would I need to receive so I don't have to work again?
What does financial security look like for me?
How much is enough? Can I achieve financial independence?


At Finance Lab, unlike the majority of financial advisers, we believe the answers to these questions are not dependent on which financial product you're sold, but rather the lifestyle you plan for. So our mission is simple – we help you and your family to plan for your ideal lifestyle – for the rest of your life – without the fear of ever running out of money.

Our approach is seen as alternative amongst financial advisers, but we see it as common sense!

When you are ready to find out how Lifestyle Financial Planning can help you achieve peace of mind regarding your future, please do not hesitate to contact us.

Trading Since

2002

Find Us

LE1 7EA