178 High Street
ur approach is all about you! At Martin & Co we have over 25 years experience dealing with landlords, tenants, sellers, buyers and investors. Our customers can tailor our Letting and Estate Agency packages to suit their needs.
We have offices throughout the UK ready to help you let a property, rent a new home, buy or sell. Don't take our word for it, let our actions convince you.
Tenants cover a wide cross section of the market and sharers are still very much part of this. Saving for a deposit is still a daunting task for many younger and not so young people and staying at home with parents and relatives sometimes seems the only way to achieve this.
However the sharers market is still thriving as the desire to move on for not only independence and education but sometimes for employment is still a factor in many people's lives.
Students of course fall into this category too and during this summer period Student Landlords make the most of the break to carry out essential repairs and improvements.
If you are tempted to join the Buy to Let era but are unsure of the facts your Martin & Co local office is an ideal place to start. Many of our franchise owners are investors themselves and are happy to share their experiences with you. Property prices are reported to have fallen and rents have remained stable or increased. If you have capital to invest, a buy to let investment could outperform current savings rates or stock investments.
The basics before your start
You will need a decent size deposit as a buy to let investor – many loans are based on a deposit of more than 25%
Research the current buy to let mortgage products available (reported that Natwest have a 3.49% 2 year fixed rate based on 60% LTV)
Work out what you can afford when considering the purchase price, monthly mortgage payments, other associated costs and tax
Investigate different locations which may offer better value for money and may produce a higher yield
Write down a financial plan which shows how your well your proposed investment will perform
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