Debt Management

Debt Management is designed so you pay back what you can afford to the creditor on a monthly basis and not what the creditor requests. Here at Secure Financial Solutions, we can help you manage your debt and agree a repayment plan which fits within your budget.

Debt affects all walks of life, for many reasons. Divorce, Unemployment, Ill health, Redundancy. Many of our clients have been supporting their own business, mainly for cash flow reasons, getting credit cards and personal loans to enable them to support thier business. This is not something to be ashamed of. We understand Debt; there is always a solution to your problem.

The biggest step is to admit you have a problem. Calling Secure Financial Solutions will be the first step to sorting out your debt worries. We have a team of experienced Debt Counsellors waiting to take your call. Regardless of how much you owe we will have a solution for you. Don't let your finances spiral out of control; let us take away the stress and worries of your financial burden. Call for free confidential advice

Negotiation

We will negotiate with your creditors to agree a plan and whilst we cannot guarantee that they will accept it, we can usually achieve an agreeable plan for you.

Interest and charges

We cannot guarantee to get interest and charges frozen, however we will work with your creditors on your behalf to achieve the best debt repayment plan for you

MBNA - Barclays - Lloyds Tsb - HSBC - Blackhorse - Nat West - Bank of Scotland - Royal Bank of Scotland

Do you have Loans or Credit Cards

If you've taken out a loan or Credit Card out in the past 10 years you could have been mis-sold Loan Protection Insurance. You stand to claim back all the premiums you have paid which can be worth thousands and Secure Financial Solutions are here to help you make the process as smooth and easy as possible. If you're still unsure, our service is “no win, no fee" and we have zero upfront costs! Call us now on 0800 988 6651 to start your PPI Claims or fill out our online PPI claim form on our website www.sfschester.com

Mis-Sold Loan Protection Insurance

We can help you discover the reasons you have been mis-sold loan PPI, so even if you're unsure whether the insurance was mis-sold but still feel something wasn't right about the loan; then it may be worth speaking to us! Here are some of the most common ways you can be mis-sold the insurance:

You were lead to believe the insurance was part of the loan

You were lead to believe help you get the loan

You were pressured into purchasing loan protection insurance

The costs of the policy were not fully explained

You are retired, a civil servant or in the armed forces, meaning you couldn't use the

We have had claims of compensation paid to clients in excess of £30,000.00 one client was paid £23500.00 for one Barclaycard card alone, we later went on to win two further claims, for £7000.00 and £3500.00. This client initially contacted Secure Financial Solutions for debt advice. We put her on a Debt Management Plan, which we reduced her monthly payments to an affordable level, managed to negotiate with all her creditors to freeze all interest and charges. Within one year this client is now totally free of Debt and has a considerable nest egg.