Personal service provided from consultation through to completion. Each stage is closely monitored to ensure a smooth and quick path. Whether you're a first-time buyer, or you want to remortgage for a better scheme, or are moving home, we'll be able to find the most suitable mortgage for you.

My fee for mortgage advice, usually £250, is only payable when the offer of a loan is made by the lender. If an offer is not made, then the fee is not payable.

Now that the mortgage industry is regulated, I have undergone rigorous training so that I can deliver mortgages and associated protection products to a high standard. This standard will be enhanced by continual personal development training to ensure quality service.

My ultimate aim is to create long-term relationships, taking the hard work out of planning your finances. But obviously, you have to decide what's right for you. So the next steps are yours. At your speed. On your terms.

And why The Mortgage Navigator? That is because prior to this line of business, I had a long career as a navigator in the Royal Air Force.

Arun Desai