The account that helps you budget

The award-winning account with a budgeting service built-in. We'll look after all your regular bills and payments, so you know exactly what you can spend on the good things in life. You get:
Real people looking after your money for you
No charges for missed or rejected payments
Peace of mind; we'll manage your bills

thinkmoney: the account that offers more

The thinkmoney Personal Account is not like other accounts. We promise you:
No more unexpected charges
Everyone can apply - no credit check required
Expert help with your finances from our Money Managers
At thinkmoney, we recognise that people want more from their account than just somewhere to keep their money. That's why we offer a range of useful features designed to make managing your finances a lot simpler.

The thinkmoney Personal Account - a personal alternative

The thinkmoney Personal Account offers all the benefits of having your monthly finances managed by real people - who will work with you to help you make your regular bill payments and commitments on time.
But that's not all. You also get:
Simplicity:
An easy way to manage your finances
Expert budgeting help:
Expert Money Managers helping you budget for your bills
Easy access to your money:
A thinkmoney Debit MasterCard
Complete control of your finances:
Control your account the way you want to - online, by SMS and over the phone
Rewards:
Save money - even when you're spending it!
With a thinkmoney Personal Account, you get all of this... and so much more.

Easy access to your money

Enjoy easy and instant access to your money - worldwide. You can use your thinkmoney Debit MasterCard to withdraw cash, buy online and go shopping, wherever you see the MasterCard Acceptance Mark.
And with the safety of MasterCard® SecureCode™, you can shop online knowing you are benefiting from the added protection it provides.

Complete control of your finances

With over 17 years' experience helping people with their finances, we understand the importance of convenience and having things exactly the way you want them - which is why you can manage your account online, via SMS and by our automated phone service.

Rewards while you're spending

At thinkmoney, we like to save you money - even when you're spending it!
We can get you cashback from many of your favourite retailers when you shop online using our online account management service.
It's a special deal we've arranged with all kinds of leading high street and online retailers - and it's simple to benefit.
As a thinkmoney Personal Account customer, all you'd need to do is:
1) Log in to our online account management service
2) Click the 'rewards' link
3) Shop at your favourite stores through our rewards site
4) Earn cashback - deposited into your Card Account

Apply for a thinkmoney Personal Account today

Whatever your situation, you can apply for a thinkmoney Personal Account today - the alternative to a high street bank account that focuses on getting the bills paid and helping you live within your means.
Whether you've got a poor credit history or you'd simply like some help budgeting, you can apply for a thinkmoney Personal Account today.