Debt Counsellors, Licensed Insolvency Practitioners, Debt Solution Providers, Bankruptcy Advisers ... ...

Are you in debt management

If you are currently in a debt management plan do you know how long it will take you to pay your debt off in full? If it will take you more than 6 years it would be in your interest to review whether an IVA would be a better way to deal with your debt problem because an IVA normally lasts for 5 years at the end of which any unpaid debt is written off. An IVA will also protect your home against creditor action (which a debt management plan will not) and will guarantee through a contract that no further interest or charges can be applied to your accounts (which a debt management plan can not).An IVA is not for everyone and needs to be thought through carefully. We can help you understand the implications and decide what is the right choice for you.Lost money can often be replaced. Lost time can never be replaced.

Debt help

It is hard to accept that you need help with your debts. It is not made any easier by the confusing (and sometimes incorrect) advice that you will find on the internet. If you cannot answer yes to all of the following three questions, and you have significant debt, you should think about seeking professional advice. (1) Do you think that you will be able to pay off all of your debt, over time? (2) Do you expect your finances to improve in the foreseeable future?(3) Can you cope with an increase in interest rates in the next few months? If you want to know more take a look at our website at our website www.johnsongeddes.co.uk or call us on 0161 486 9372 and we will be happy to give you professional, practical advice. Our advice is free. We are regulated by the Insolvency Practitioners Association.

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Insolvency Practitioners Association

Trading Since

2009