Personalloansuk.co.uk is a trading style of Guardian Homeloans Limited

Guardian was established way back in 1971 when the company became specialists in secured personal finance, arranging loans and mortgages for private individuals and business. Today we process over £500 million of applications per year and pride ourselves on the individual service we are able to offer our customers.

Once you've made your application it will normally be processed the same day and you’ll be allocated one person who will see your application through to completion. No call centres, no waiting or being passed to numerous departments. You'll have direct email contact and you can track the progress of your application online 24/7.

You can apply safe in the knowledge Guardian Homeloans Limited are members of the Finance Industry Standards Association (FISA) where the product is a loan. Authorised and regulated by the Financial Services Authority to arrange mortgages and non investment insurance products. Both organisations lay strict practice rules for the way we do business and we are proud to state we adhere fully with all regulations in order to make the application of loans and mortgages a safer and more transparent environment.

Remortgaging.

Mortgages for purchase and Remortgages for almost ANY PURPOSE. Remortgaging your property is the cheapest way to raise money. Even if you've experienced problems such as arrears, court orders, you are self employed or the property may be unusual. We can help in most circumstances and will accept land, offices and business premises in addition to the usual properties.

We'll arrange your mortgage fast, any amount from £10,000 upwards with no upper limit. Repayment can be made from 5 yrs to 30 yrs and you can choose between capital & interest and interest only to keep the cost down. Rates are very competitive check the repayments using the mortgage calculator.

The overall cost for comparison purposes is 6.6% apr. Other mortgages are available and interest ranges from 4.94% pa to 13.2%pa depending on your individual circumstances. A fee may be charged and is usually between 0% and 5% of the advance but typically £995.00 on a mortgage of £100,000. The lender also makes a charge, typically £775 and is added to the advance. For further information, please visit our website, or call free on 0800 279 1 279.