Effective Sales Training and Confidence coaching ; Topics covered Include: Cold calling; Introductions and Presentation; Qualification; Consultation and Questioning; Customers reasons for buying; Solution selling; Objection handling; Closing Consolidation; Sales Psychology includes: Communication - spoken - Tonal - Body Language; Client behavioural style; Props Presenters and Visual aids; Creating desirability and Urgency

Make sure your partner has written a will or you may be left out in the cold.

Why write a will. Most of the legislation dealing with intestacy (dying without a will) date back to the mid 1920sWithout a will Unmarried Partners will inherit nothing. Spouses may inherit only £125k of the estate (including the value of the house) and Half the Interest only on the remainder of the residue. A will is the only tool which will allow you to pick your children's guardians afteryour death. What you may have agreed with your family is not what the authorities will base their decision on, it is what is in the will that counts. A welll constructed willand trust can help to ensure that the house goes to your eventual beneficiaries if the sole survivor has to go into care. People have an irrational fear of writing a will. Maybe we don't wish to contemplate our own mortality. A will won't make you die, any more than it will keep you alive. What it will do however is make life a lot easier for those who you leave behind. Making a will is an unselfish act of love, and with a professional home visit service from wiils-and-finance and inexpensive way of insuring those who you love get what you would like left to them. Paul Blake McGouran (Cefa 1+2) www.wills-and-finance.co.uk

Specialist Services

Worried about the authorities selling your home if you have to go into care? Ring for free telephone consultation and advice.

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Paul Blake McGouran has passed Cefa 1 + 2 financial advisor examinations.