Bad Credit Car Finance

Can I obtain car finance with bad credit?
Yes. Although you may have been refused elsewhere, not all lenders cater for people who have bad credit. We have access to a wide range of financial products which allow us to cater for your particular circumstances, regardless of whether you have a good credit history, or a poor one.

Bankruptcy
If you have been subject to a bankruptcy order then obtaining credit can be difficult and many lenders will simply refuse to deal with you. We are not one of those lenders and we consider everyone regardless of their circumstances. If you have not been discharged from your bankruptcy order, or you have only been recently discharged then we may still be able to help. If you would like more advise on this then simply contact us and we will be happy to talk to you on what we will be able to offer.

If you would like more information on how we help people with bankruptcy related credit issues, then simply fill out our application form and a member of staff will contact you back shortly, or telephone our offices and a member of staff will be on hand to talk to you.

CCJs
County Court Judgements can cause problems when trying to obtain car finance, but we regularly help people who have been subject to a CCJ obtain car finance. Our staff have extensive knowledge of the car finance industry and we have access to a wide range of financial products which cater to people from all circumstances.

Defaults
If you have a default on your credit file, this can make it as difficult to obtain credit as a County Court Judgement. However we do regularly offer finance to people who have defaults recorded on their credit files and should not mean that you are unable to obtain car finance.

Arrears
If you have missed payments and you are currently in arrears with one or more of your creditors then this can cause problems with obtaining credit, should you be in difficulty this does not necessarily mean that you are not eligible for car finance.

To apply for finance with The Car Centre, simpy fill out the short application form and a member of staff will be in touch to help you through the next stage of our process.

Find Us

We are situated at the top of Northwich Town Centre!